Uninsured & Underinsured Compensation Lawyers in Asheville
Learn About Uninsured & Underinsured Compensation in North Carolina
North Carolina laws require drivers to carry a minimum amount of insurance. Alarmingly, about 8% of drivers in the state are uninsured, in violation of the statutes. Many more lack enough insurance to adequately cover a serious accident. However, you still have options if you are hit by an uninsured or underinsured driver.
Hensley Cloninger & Greer has helped personal injury victims for more than 30 years. Our lawyers think outside the box to obtain fair compensation when handling complicated auto accident claims. Our goal is to recover the damages you deserve, regardless of the insurance coverage of the other driver.
What Is The Difference Between Uninsured And Underinsured Motorist Coverage?
If you are in an accident in North Carolina with a driver who is not carrying insurance, you are protected by uninsured motorist coverage. It pays for hospital bills, missed income, and other losses up to the insurance limitations. On the other hand, underinsured motorist coverage kicks in when the negligent driver possesses insurance, but their limits don't fully compensate for your damages. When the at-fault driver's policy limitations fall short of your actual damages, this kind of coverage kicks in to cover the difference.
Speaking with an Asheville underinsured/uninsured compensation attorney from Hensley Cloninger & Greer, P.C. can assist you in comprehending how these policies relate to your circumstances. Our skilled lawyers are committed to getting you the money you are due and making sure your rights are upheld at every stage of the court proceedings.
Minimum Mandatory Coverage Under North Carolina Laws
The North Carolina minimum mandatory insurance requirements for licensing a vehicle in the state are:
- $30,000 for bodily injury to one person in a single accident
- $60,000 for bodily injury to two or more people per accident
- $25,000 to cover property damage in one incident
Why Choose Hensley Cloninger & Greer, P.C. for Your Uninsured & Underinsured Compensation Case?
Having skilled and informed legal counsel on your side is essential when handling uninsured or underinsured compensation situations in North Carolina. Our team of committed attorneys at Hensley Cloninger & Greer, P.C. has years of experience representing clients in similar situations, so they can provide you the individualized attention and tenacious defense you need.
Here are a few reasons why you should choose us for your uninsured & underinsured compensation case:
- We have a history of success in getting our clients the results they want.
- Our attorneys are well-versed in North Carolina laws regarding minimum mandatory coverage and can navigate the complexities of your case with ease.
- In order to guarantee an optimal result, we provide individualized legal methods made to fit your unique circumstances.
- Our team is committed to delivering responsive and caring legal counsel, keeping you updated and involved at every turn.
Don't navigate the complexities of uninsured & underinsured compensation cases alone. Contact Hensley Cloninger & Greer, P.C. for a consultation and let us fight for the compensation you deserve.